Accelerate your career with the Global Credit Certificate
The Global Credit Certificate
The Global Credit Certificate is a professional qualification designed to develop the knowledge, skills and judgment required to make effective credit decisions.
Built around the complete credit decision process, GCC teaches participants how to assess borrowers, analyze financial performance, evaluate credit risk, structure lending solutions and make sound credit recommendations.
Unlike many finance qualifications that focus primarily on theory, GCC combines technical knowledge with practical application, helping professionals develop skills that can be used immediately in banking, corporate lending, private credit, trade finance and broader credit risk roles.
Whether you are new to credit or looking to formalize existing experience, GCC provides a structured pathway from foundational concepts through to advanced credit analysis and decision-making.
Why Choose the
Global Credit Certificate
Get the complete syllabus
4-step credit decision process
Master a structured framework used to assess every credit decision.
Practical credit analysis
Develop critical thinking and decision-making skills, applying credit analysis techniques to real-world scenarios.
Job readiness
Start making sound credit decisions immediately, without any extra training.
Private credit
Gain practical private credit and direct lending expertise.
AI in credit
Understand how AI is transforming credit analysis.
Career growth
Boost credibility and advance your finance career with comprehensive knowledge.
Flexible learning
Choose in-person, virtual, or blended options, supported by a tailored learning platform.
IBF funding
Reduce your course fees through IBF accreditation.
Discover more at an
information session
Join one of our upcoming information sessions to explore the Global Credit Certificate in detail and ask any questions you may have.
The Syllabus
Build expertise in credit analysis, financial statement analysis, credit risk assessment and lending decisions through a structured learning pathway designed for modern credit professionals.
Built around the proven 4-step credit risk assessment framework (purpose, risk, payback and structure), the syllabus combines technical knowledge with critical thinking, practical application and real-world relevance to help you make sound credit judgments.
Purpose
Understand various credit types (loans, bonds, guarantees) and their implications for providers and obligors.
Structure
Learn the importance of credit agreements, their legal implications, and insolvency processes critical to risk management.
Risk
- Assess the operational environment, management structure, and competitive intensity of obligors to evaluate credit risk.
- Perform financial statement reviews and analyse trading and funding profiles.
- Incorporate sustainability considerations and emerging technologies into credit risk assessment.
Payback
Explore credit facility pricing, benefits, and limitations while emphasising responsible and suitable lending practices.
Level 1: Building Credit Knowledge
Chapter 1: Introduction to the Credit Decision Process- Chapter 2: Debt Financing Instruments
- Chapter 3: Operating Environment and Sector Risk
- Chapter 4: Business Profile, Management and Ownership
- Chapter 5: Financial Statements
- Chapter 6: Corporate Financial Statement Analysis
- Chapter 7: Bank Financial Statement Analysis
- Chapter 8: Corporate Business Profile
- Chapter 9: Bank Profitability and Risk
- Chapter 10: Corporate Funding Profile
- Chapter 11: Bank Funding, Liquidity and Capital
- Chapter 12: Sustainability Considerations in Credit
- Chapter 13: Insolvency and Recovery
Level 2: Applying Credit Skills
- Chapter 14: Qualitative Risk Factors
- Chapter 15: Business Profile Analysis
- Chapter 16: Funding and Capital Analysis
- Chapter 17: Comprehensive Financial Analysis: Corporates and Banks
- Chapter 18: Cash Flow Forecasting
- Chapter 19: Critical Thinking and Behavioral Biases
- Chapter 20: Decision-Making Principles
- Chapter 21: Effective Decision-Making Framework
- Chapter 22: Private Credit
- Chapter 23: The Role of AI in Modern Credit Analysis
GCC
Syllabus
Submit your details for a full overview of the program, including chapter descriptions and learning objectives.
Assessment and Certification
The Global Credit Certificate is assessed through two examinations that test both technical knowledge and practical application. Together, they ensure candidates can analyze credit situations, assess risk and apply professional judgment with confidence.
Professionals who complete both levels will earn the professional designation ‘MICP’ (Member of the Global Institute of Credit Professionals), demonstrating their expertise and gaining access to exclusive alumni benefits from the Institute.
Level 1 Exam
Demonstrate understanding of principles of credit analysis- Tests financial statement analysis and credit risk fundamentals
- Covers corporate and bank credit analysis
- Three-hour exam with 80 multiple-choice questions
Level 2 Exam
- Demonstrates practical application of credit analysis techniques
- Tests professional judgment and credit decision-making
- Covers private credit and AI in modern credit analysis
- Three-hour exam with 50 multiple choice questions, including 40 case study-based scenarios
Learning
Options
Live training
Accelerate your learning through immersive instructor-led training. Available as a 5-day comprehensive program or 2-day intensive revision course, both in person and virtually.
Self-study
Study anytime, anywhere through the online learning portal. Access study materials, practice questions and exam preparation resources whenever it suits you.
IBF funding for Singaporean professionals
The Global Credit Certificate is accredited by the Institute of Banking and Finance (IBF), enabling eligible Singapore professionals to save up to 70% on the course fees. This makes the GCC one of the most cost-effective ways to build professional credit analysis and credit risk skills, while earning a globally recognized qualification.
Watch our short video below to learn more about IBF funding and how to apply.
Pricing Plans
Self-study
USD 1000
Per person, per level
- E-book manuals
- Online learning platform with eLearning, case studies, practice and revision questions
- Mock exams
- Exam fee for a single attempt
- One year’s premium membership for GCC alumni
Intensive
USD 1600
2 days of classroom study per person, per level
- Virtual classroom training, slides and session recording
- E-book manuals
- Online learning platform with eLearning, case studies, practice and revision questions
- Mock exams
- Exam fee for a single attempt
- One year’s premium membership for GCC alumni
Comprehensive
USD 2250
5 days of classroom study per person, per level
- Classroom training, slides and session recording
- E-book manuals
- Online learning platform with eLearning, case studies, practice and revision questions
- Mock exams
- Exam fee for a single attempt
- One year’s premium membership for GCC alumni
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Mock exams |
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One year’s premium membership for GCC alumni |
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*Prices shown are standard fees and do not include available IBF funding. Eligible Singapore professionals may pay substantially less than the prices shown above. Contact us to discuss funding eligibility. Program fees are quoted per person, per level and exclude VAT where applicable.
Frequently asked questions
Is the GCC accredited in Singapore?
Yes. The Global Credit Certificate is accredited by the Institute of Banking and Finance (IBF), enabling eligible Singapore professionals to access funding support.
Can I receive IBF funding?
Eligible Singapore citizens and permanent residents may qualify for significant funding support. See the IBF funding section above for details.
Who is the GCC designed for?
The GCC is designed for professionals working in, or moving into, credit analysis, lending, credit risk, private credit and related banking roles. It is particularly suitable for credit analysts, risk managers, relationship managers, portfolio managers, capital market professionals, investment mangers and corporate lending officers.
Can I study while working full-time?
Yes. The GCC is designed for working professionals. Candidates learn through flexible online learning, using detailed study notes, eLearning resources, practice questions and mock exams, with optional instructor-led training available.
Have more questions?
View the full GCC FAQs.